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Spend Less Than You Make, a Common Sense Rule that America has Forgotten

Spend Less Than You Make, a Common Sense Rule that America has Forgotten, According to a New Personal Finance Book.
Ted Hunter is a successful businessman who wrote Money Smart to share his knowledge of cycles in both the real estate and financial markets and help people take control of their money and create financial freedom. How many people spend every raise they get? How many live at or above their means, spending more than they make? In the United States, about half of all families live at or above their means. The key to turning family finances around is living below your means. Making the change is an essential step to controlling personal finances in a tough economy, says Ted Hunter, author of Money Smart, a new book that guides the reader to financial freedom.

Living below your means simply means living on less money than comes in each month and saving any extra money earned through a pay increase or bonus instead of spending it on an increased standard of living. The difference can be dramatic, especially for those currently in debt. Hunter points out that financial success is not dependent on a high income, but comes from the smart use of any income. Money Smart contains nine Money Rules and Live Below Your Means is one of them. Living below your means is a vital step towards chipping away at any debt and increasing one’s ability to save money. When this rule is incorporated into the reader’s life their financial pressures decrease, and a growing sense of accomplishment and of being in control generate positive momentum towards creating financial security. “Live below your means,” states Hunter, “Almost every financially successful person does.”
Combining Hunter’s 60 years of experience and a common sense approach, Money Smart shows readers that they are capable of managing their money better than anyone else. Presenting easy-to-use tools and a clear list of rules to follow, Money Smart teaches readers to make solid, educated decisions so they can effectively manage their money and create financial freedom.
Money Smart can be purchased online at http://www.MoneySmartOnline.com and Amazon.com. About the Author

Ted Hunter is a successful business man who, thirty years ago, built a successful real estate brokerage with over 100 agents that went bust in the real estate crash of the late 80’s. Learning from this experience he then entered into the stockbrokerage industry, successfully helping his clients make money and advising his clients to get out of the stock market in early 2000 before the market started to dive. In the fall of 2005 he did it again, warning all who would listen of the coming crash of the real estate market. He wrote Money Smart to share his knowledge of cycles in both the real estate and financial markets and help people take control of their money and create financial freedom. Ted is a native of New York City area and now resides in Davis, California with his wife Suchit, and their daughter Kat. Ted is also the proud father of three adult sons: John, Dave and Dan.

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World’s Most Powerful Money Making System!

World’s Most Powerful Money Making System was designed to help individuals learn some of the basics of marketing on the internet. The founder claims in the introduction video that he is going to show you how he turned $5 into $300,000. There is no question that the web offers earning potentials never before seen in the history of the world, but is WMPMMS capable of providing these types of benefits to those that join?
The system sells for $49 and teaches people how to market to and recruit tons of people in just one week’s time. It is designed to assist people who already have a product or service that they wish to take to the masses in a short period of time. In addition to learning the skills to market any product or service World’s Most Powerful Money Making System offers an affiliate program whereby members can earn a full time or part time income by referring others back to the program.
WMPMMS offers some helpful marketing techniques for the total beginner online. However, do not expect to make $300,000 by using this system alone. Many opportunities exist online that make huge claims but the fact always remains that significant work is required before those types of incomes are ever achieved. I believe it can be done by anyone who disciplines themselves to learn and apply some simple principles but it must be treated as a business before one will ever earn a business type income. Unfortunately I see many people who are searching for a serious income online but they are taught to believe that a one time small investment with minimal effort will give them the rewards they desire, this is seldom the case.
Matt is a top trainer and internet marketing coach who works with many industry leaders from around the world. To learn more about Matt or how you can earn five figures monthly from home in your spare time without having to sell, take a look at Total Time Freedom.

Article Source: http://EzineArticles.com/?expert=Matthew_E_Peterson

Making money online: Know what you need in order to succeed online!

There are a lot of things to consider when you are desperate to make money online. In this article I will describe a few things you will definitely need when striving for the first time in the online marketing world. Some people have to try really hard to succeed online and some people are lucky to instantly make real money online.
I am sure you’ve heard stories about young people who made a fortune overnight. I am not sure whether all these stories are true or lies but for people like you and me it would take a lot of hard work to make enough money online. First you must be very determined. You are not the only one who wants to make money online. There are a lot of people who want to do the same and not all of them can be successful. One factor that separates the successful people from the failures is determination.

Another important factor is patience. You should not expect to make a fortune as soon as you start your ventures. It will likely take some time for things to grow before you start seeing good results.

It is common when trying to make money online to follow other people’s advice or system especially if you are new to the online marketing world. These people are supposed to be successful and know what they are doing. They are supposed to know the way to make money online and they will do everything to make you trust them and believe in their vision. You will encounter many of them each one with their own approach or way. They are called online marketers. Some of them are true successful people some of them are fake. How will you know who to trust and who’s promises are true? Unfortunately you have to try their system first and possibly invest some money. There are two possibilities. Loosing your money investing in a system that doesn’t work for you or learning a true way to make some money online. In any case, you will gain experience which you will need while you move on.

A way to avoid any pitfalls when trying to make money online is by acquiring accurate information. You will likely end up spending a lot of time looking for that information on the web. The more accurate the information you get the better. Be aware though that not all the information you find on the web is accurate and up to date. You must find the right places where you will hang around and acquire information. These could be marketing forums or portals. Try to be social and you might learn a lot.

Are you ready to make thousands of dollars every week working less than one hour per day? Start earning money within the next hour. Guaranteed! Create multiple steams of residual income, Step by step guide to making thousands of dollars weekly on the Internet, Internet secrets and strategies that can make you hundreds of thousands of dollars. Don’t let this chance pass you by. This product is also featured on this Digital Products Directory

Author: M. Markella